At Kearny Mesa Chrysler Dodge Jeep® RAM, we have the new cars, trucks, and SUVs that you’re looking for. Whether you’re in the market for a Jee® crossover or a RAM truck, we have a vehicle that you’ll love here on our lot. Once you’ve decided on the perfect model, we make it easy to get the financing that you need.
If you’ve never purchased a car before, you may be worried about the RAM financing process. It’s really not all that complex, especially with our team at your side to guide you through it. We allow drivers to apply for financing, so you’re ready to go before you even set foot in our dealership. Once you apply for financing we work with our network of lenders to help you find a loan that works for you.
Generally, drivers make their first payment for their new Jeep vehicle and then finance the rest with a loan. The custom is to pay twenty percent up front and get a loan for the remaining eighty percent of the vehicle’s value. Depending on your credit history, you can secure a lower interest rate and pay less over time. Another factor that affects how much you end up paying is your loan term. This is how long you have to pay back your loan. The average is five years. A shorter loan term means bigger monthly payments, but less interest paid. A longer term means lower payments but more interest paid over time.
We offer a variety of online tools, including a payment calculator, that can help you tell “how much car” you can afford. Visit our San Diego Jeep dealership and see how simple it can be to finance the new vehicle you’ve been dreaming of. We look forward to helping you find a model that fits into your budget.